Having great credit is more important than ever.
But why work with us?
- We are a company built on transparency, education, and results through compliance.
- Our experience spans consumer, business, and mortgage credit profiles.
- We guide you every step of the way with personalized strategies, not one-size-fits-all templates.
- All credit education and documentation services are conducted in accordance with the Credit Repair Organizations Act (CROA).
- Our mission is to help you understand and take control of your credit—ethically and legally.
Services include:
Personalized Credit Audit. We start with a complete audit of your credit reports to identify inaccurate, outdated, or unverifiable accounts.
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Case Advisor Support. You’ll work directly with a Credit Advisor who tracks your progress and provides ongoing updates.
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Custom Dispute Preparation. We prepare targeted correspondence for submission to credit bureaus and creditors, following the procedures outlined in federal consumer-protection laws.
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Secure Client Portal. Access your progress 24/7 through a secure online client dashboard powered by Credit Repair Cloud.
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Educational and Coaching Services
We provide guidance on:
- Credit utilization and rebuilding strategies
- How to manage new accounts responsibly
- Understanding credit scoring models and factors that influence your score
Realistic Expectations
Improving your credit is a process, not an overnight result.
Each person’s situation is unique, and outcomes depend on factors such as:
Each person’s situation is unique, and outcomes depend on factors such as:
- The accuracy of existing credit data
- The responsiveness of credit bureaus and creditors
- The client’s financial behavior during the process
Service Fees and Cancellation
Our standard pricing is clear and flexible:
- Audit & Setup Fee: $250 (non-recurring)
- Monthly Program Fee: $79 (billed only while actively enrolled)
Refund and Client Satisfaction Policy
We are committed to earning your trust.
If you believe services were not provided as described in your agreement, you may request a review for a potential refund under our compliance-based satisfaction policy.
We do not advertise or guarantee “money-back” results, in accordance with the Credit Repair Organizations Act (CROA).
If you believe services were not provided as described in your agreement, you may request a review for a potential refund under our compliance-based satisfaction policy.
We do not advertise or guarantee “money-back” results, in accordance with the Credit Repair Organizations Act (CROA).
Legal and Compliance Notice
All services provided by Credit Up-Yours™ comply with:
- The Credit Repair Organizations Act (15 U.S.C. §1679)
- The Telemarketing Sales Rule (16 C.F.R. Part 310)
- Applicable federal and state consumer-protection laws
Start with Your Credit Audit
Ready to understand your credit and learn your next steps?
Click below to request your Free Credit Consultation & Analysis — no payment required at this stage.
Click below to request your Free Credit Consultation & Analysis — no payment required at this stage.
These people had amazing results
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"Credit Up-Yours turned my situation around fast. My score jumped over 100 points in just a few months, and I finally qualified for a new car loan. I can’t thank them enough!"
Callum R. |
"I was skeptical at first, but this team delivered. They removed old collections I thought would never go away, and now I’m back on track to buy my first home."
Dave I. |
"Professional, honest, and effective! They explained everything clearly and gave me hope when I felt stuck. Today my credit is stronger than ever."
Gloria G. |
Testimonials reflect individual experiences and are not guarantees of future performance. CreditUp-Yours™ complies fully with federal disclosure and consumer-protection laws.
Start your own credit success story today
Book your free consultation and credit analysis to learn how we can help you take the next step towards a better credit
CreditUp-Yours™ is a credit education and document-processing company. We help consumers understand their credit and exercise their legal rights under the Fair Credit Reporting Act (FCRA) and Credit Repair Organizations Act (CROA).
