At CreditUp-Yours™, we take your privacy seriously. This Privacy Policy explains how we collect, use, and protect your personal information when you visit our website, complete a credit audit application, or engage with our services.
By using this site, you consent to the practices described in this policy.
By using this site, you consent to the practices described in this policy.
1. Information We Collect
We may collect the following types of information:
- Personal Identification Information: Name, address, phone number, email, and other information voluntarily provided through our website or forms.
- Financial Information: Credit report data, credit history, and related documentation shared for the purpose of providing credit education or document processing services.
- Technical Data: Browser type, IP address, device information, and referral links used to access our site.
- Communication Preferences: Your consent to receive text messages, emails, or phone calls regarding updates or educational content.
2. How We Use Your Information
Your information is used solely to:
- Provide credit education and document-processing services you request.
- Communicate with you regarding your account, progress, or inquiries.
- Send educational materials or compliance updates (if you’ve opted in).
- Improve our services and ensure compliance with the Credit Repair Organizations Act (CROA) and Telemarketing Sales Rule (TSR).
3. Sharing of Information
We only share information when necessary to perform legitimate business functions:
- With your written consent.
- With service providers such as secure CRM systems (e.g., Credit Repair Cloud) used for client management.
- When required by law, court order, or authorized government inquiry.
4. Data Security
We maintain administrative, technical, and physical safeguards to protect your personal data from unauthorized access, disclosure, or misuse.
- All digital communications are transmitted over encrypted (SSL) connections.
- Access to client data is restricted to authorized personnel only.
- Stored client information is kept within secure, password-protected systems.
5. Cookies and Tracking
Our website uses cookies to improve your browsing experience and gather basic analytics (non-personal). You can disable cookies in your browser settings without limiting access to our services.
6. Client Rights
You have the right to:
- Request access to your stored personal information.
- Request corrections or updates to inaccurate data.
- Withdraw consent for marketing communications at any time.
- Request deletion of your information once your service relationship ends (except where retention is required by law).
7. Communication Consent
By providing your contact information, you consent to receive communication via phone, text, or email regarding your service.
You may opt out at any time by replying STOP to text messages or by emailing support@creditup-yours.com.
We do not send promotional messages to anyone who has not provided explicit consent.
You may opt out at any time by replying STOP to text messages or by emailing support@creditup-yours.com.
We do not send promotional messages to anyone who has not provided explicit consent.
8. Policy for Minors
Our services are intended for adults age 18 and older. We do not knowingly collect information from children under 18.
9. Updates to This Policy
We may update this Privacy Policy periodically. The revised version will be posted on this page with a new “Last Updated” date.
Compliance Statement
CreditUp-Yours™ is a credit education and document-processing company. All data handling complies with the Credit Repair Organizations Act (CROA), the Telemarketing Sales Rule (TSR), and applicable federal and state privacy regulations. We do not provide legal advice or financial counseling.
